Do You Have An HMO?

Explaining American health care plans


Q. What does HMO stand for?
A. This is actually a variation of the phrase, “HEY MOE.” Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

Q. I just joined an HMO. How difficult will it be to choose the Doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the Doctors in the plan. These Doctors basically fall into two categories - those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don’t worry; the remaining Doctor who is still in the plan and accepting new patients has an office just a half-day’s drive away.

Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.

Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don’t require any treatment.

Q. What happens if I want to try alternative forms of medicine?
A. You’ll need to find alternative forms of payment.

Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.

Q. What if I’m away from home and I get sick?
A. You really shouldn’t do that.

Q. I think I need to see a specialist, but my Doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you’re risking is the $20 co-payment, there’s no harm in giving him a shot at it.

Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.


QuotaBills
No doctor is better than three. - German Proverb

Time is generally the best doctor. - Ovid

The best doctor gives the least medicines. - Benjamin Franklin

The way a doctor writes out a subscription. - Archie Bunker

Nurses are the hospitality of the hospital. - Carrie Latet

Never go to a doctor whose office plants have died. - Erma Bombeck

A hospital bed is a parked taxi with the meter running. - Groucho Marx

After two days in hospital I took a turn for the nurse. - WC Fields

No man is a good doctor who has never been sick himself. - Chinese Proverb

I had plastic surgery last week. I cut up my credit cards. - Henny Youngman

Ireland is a fruitful mother of genius, but a barren nurse. - Unknown

A doctor whose breath smells has no right to medical opinion. - Martin H. Fischer

Coward: One who, in a perilous emergency, thinks with his legs. - Ambrose Bierce

A smart mother makes often a better diagnosis than a poor doctor. - August Bier

The patient is not likely to recover who makes the doctor his heir. - Thomas Fuller

I've never had major knee surgery on any other part of my body. - Winston Bennett

Confucius say: "Man who want pretty nurse, must be patient." - Unknown

The last mosquito that bit me had to check into the Betty Ford clinic. - Joanna Lumley

Financial ruin from medical bills is almost exclusively an American disease. - Roul Turley

I got the bill for my surgery. Now I know what those doctors were wearing masks for. - James H. Boren

No, Doctor, I don't want to grow young again. I just want to keep on growing old. - Madame de Rothschild

A doctor can bury his mistakes but an architect can only advise his clients to plant vines. - Frank Lloyd Wright

I wonder why you can always read a Doctor's bill but you can never read his prescription. - Finley Peter Dunne

I wondher why ye can always read a doctor's bill an' ye niver can read his purscription. - Finley Peter Dunne

You might be a nurse if you firmly believe that "too stupid to live" should be a diagnosis. - Unknown

The only equipment lack in the modern hospital? Somebody to meet you at the entrance with a handshake! - Martin H. Fischer

The Christian's Bible is a drug store. Its contents remain the same, but the medical practice changes. - Mark Twain

The road to medical knowledge is through the pathological museum and not through an apothecary's shop. - William Withey Gull

If my doctor told me I had only six minutes to live, I wouldn't brood, I'd just type a little faster. - Isaac Asimov

In the sick room, ten cents' worth of human understanding equals ten dollars' worth of medical science. - Martin H. Fischer

I told my doctor I get very tired when I go on a diet, so he gave me pep pills. Know what happened? I ate faster. - Joe E. Lewis

I have left orders to be awakened at any time in case of national emergency, even if I'm in a cabinet meeting. - Ronald Reagan

The doctor may also learn more about the illness from the way the patient tells the story than from the story itself. - James B. Herrick

The trained nurse has become one of the great blessings of humanity, taking a place beside the physician and the priest. - William Osler

My doctor recently told me that jogging could add years to my life. I think he was right. I feel ten years older already. - Milton Berle

A doctor who cannot take a good history and a patient who cannot give one are in danger of giving and receiving bad treatment. - Unknown

Only one rule in medical ethics need concern you: that action on your part which best conserves the interest of your patient. - Martin H. Fischer

I've got a great doctor. He gave a guy six months to live. They couldn't pay his bill so he gave him another six months. - Henny Youngman

I went to the doctor because I'd swallowed a bottle of sleeping pills. My doctor told me to have a few drinks and get some rest. - Rodney Dangerfield

When I was born the doctor came out to the waiting room and told my father, "We did everything we could... but he pulled through." - Rodney Dangerfield


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24-Aug-2019