Do You Have An HMO?

Explaining American health care plans


Q. What does HMO stand for?
A. This is actually a variation of the phrase, “HEY MOE.” Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

Q. I just joined an HMO. How difficult will it be to choose the Doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the Doctors in the plan. These Doctors basically fall into two categories - those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don’t worry; the remaining Doctor who is still in the plan and accepting new patients has an office just a half-day’s drive away.

Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.

Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don’t require any treatment.

Q. What happens if I want to try alternative forms of medicine?
A. You’ll need to find alternative forms of payment.

Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.

Q. What if I’m away from home and I get sick?
A. You really shouldn’t do that.

Q. I think I need to see a specialist, but my Doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you’re risking is the $20 co-payment, there’s no harm in giving him a shot at it.

Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.


QuotaBills
Caring is the essence of nursing. - Jean Watson

Time is generally the best doctor. - Ovid

An operation of the most extreme daring. - Alfred Jodl

The best doctor gives the least medicines. - Benjamin Franklin

Care shouldn't start in the emergency room. - James Douglas

A little chocolate a day keeps the doctor at bay. - Marcia Carrington

Nursing would be a dream job if there were no doctors. - Gerhard Kocher

After two days in hospital I took a turn for the nurse. - WC Fields

A half doctor near is better than a whole one far away. - German Proverb

The doctor is often more to be feared than the disease. - French Proverb

Whether a person is a male or female, a nurse is a nurse. - Gary Veale

Coward: One who, in a perilous emergency, thinks with his legs. - Ambrose Bierce

A nurse will always give us hope,
an angel with a stethoscope. - Terri Guillemets

The patient is not likely to recover who makes the doctor his heir. - Thomas Fuller

Confucius say: "Man who want pretty nurse, must be patient." - Unknown

The last mosquito that bit me had to check into the Betty Ford clinic. - Joanna Lumley

A hospital should also have a recovery room adjoining the cashier's office. - Francis O'Walsh

If you are too smart to pay the doctor, you had better be too smart to get ill. - African Proverb

Oh, when I was a kid, I was ugly. When I was born, the doctor smacked my mother. - Rodney Dangerfield

I got the bill for my surgery. Now I know what those doctors were wearing masks for. - James H. Boren

People pay the doctor for his trouble; for his kindness they still remain in his debt. - Seneca

Show me a Jewish boy who doesn't go to medical school and I'll show you a lawyer. - Milton Berle

I told the doctor I broke my leg in two places. He told me to quit going to those places. - Henny Youngman

I'm not feeling very well - I need a doctor immediately. Ring the nearest golf course. - Groucho Marx

A doctor can bury his mistakes but an architect can only advise his clients to plant vines. - Frank Lloyd Wright

I wonder why you can always read a Doctor's bill but you can never read his prescription. - Finley Peter Dunne

My doctor told me to stop having intimate dinners for four. Unless there are three other people. - Orson Welles

When you’re a nurse you know that every day you will touch a life or a life will touch yours. - Unknown

One of the tests of leadership is the ability to recognize a problem before it becomes an emergency. - Arnold H. Glasow

The only equipment lack in the modern hospital? Somebody to meet you at the entrance with a handshake! - Martin H. Fischer

The road to medical knowledge is through the pathological museum and not through an apothecary's shop. - William Withey Gull

Faith is a fine invention
When Gentlemen can see -
But Microscopes are prudent
In an Emergency. - Emily Dickinson

In the sick room, ten cents' worth of human understanding equals ten dollars' worth of medical science. - Martin H. Fischer

Following his doctor's orders, Nikita (Khrushchev) has cut his drinking in half. He's leaving out the water. - Bob Hope

Let no one suppose that the words doctor and patient can disguise from the parties the fact that they are employer and employee. - George Bernard Shaw

A doctor must work eighteen hours a day and seven days a week. If you cannot console yourself to this, get out of the profession. - Martin H. Fischer

I recently went to a new doctor and noticed he was located in something called the Professional Building. I felt better right away. - George Carlin

Paul Revere was warning the British about gun control, and George Washington apparently was crossing the Delaware to bomb an abortion clinic. - Bill Maher

Just be good and kind to your children. Not only are they the future of the world, they're the ones who can sign you into the nursing home. - Dennis Miller

The best way to meet a woman is in an emergency situation - if you're in a shipwreck, or you find yourself behind enemy lines, or in a flood. - Mark Helprin


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09-Dec-2018