Do You Have An HMO?

Explaining American health care plans


Q. What does HMO stand for?
A. This is actually a variation of the phrase, “HEY MOE.” Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

Q. I just joined an HMO. How difficult will it be to choose the Doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the Doctors in the plan. These Doctors basically fall into two categories - those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don’t worry; the remaining Doctor who is still in the plan and accepting new patients has an office just a half-day’s drive away.

Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.

Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don’t require any treatment.

Q. What happens if I want to try alternative forms of medicine?
A. You’ll need to find alternative forms of payment.

Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.

Q. What if I’m away from home and I get sick?
A. You really shouldn’t do that.

Q. I think I need to see a specialist, but my Doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you’re risking is the $20 co-payment, there’s no harm in giving him a shot at it.

Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.


QuotaBills
No doctor is better than three. - German Proverb

Time is generally the best doctor. - Ovid

Surgery is the cry of defeat in medicine. - Martin H. Fischer

God heals, and the doctor takes the fees. - Benjamin Franklin

The way a doctor writes out a subscription. - Archie Bunker

Never invest emergency savings in the stock market. - Suze Orman

A hospital bed is a parked taxi with the meter running. - Groucho Marx

After two days in hospital I took a turn for the nurse. - WC Fields

A half doctor near is better than a whole one far away. - German Proverb

Coward: One who, in a perilous emergency, thinks with his legs. - Ambrose Bierce

A smart mother makes often a better diagnosis than a poor doctor. - August Bier

A nurse will always give us hope,
an angel with a stethoscope. - Terri Guillemets

The last mosquito that bit me had to check into the Betty Ford clinic. - Joanna Lumley

Stress is an ignorant state. It believes that everything is an emergency. - Natalie Goldberg

A good laugh and a long sleep are the best cures in the Doctor's book. - Irish Proverb

Financial ruin from medical bills is almost exclusively an American disease. - Roul Turley

A woman doctor is only good for women's problems - like your groinocology - Archie Bunker

A hospital should also have a recovery room adjoining the cashier's office. - Francis O'Walsh

If you are too smart to pay the doctor, you had better be too smart to get ill. - African Proverb

There is nothing so strong or safe in an emergency of life as the simple truth. - Charles Dickens

Oh, when I was a kid, I was ugly. When I was born, the doctor smacked my mother. - Rodney Dangerfield

The best doctors in the world are Doctor Diet, Doctor Quiet, and Doctor Merryman. - Jonathan Swift

First the Doctor told me the good news: I was going to have a disease named after me. - Steve Martin

I told the doctor I broke my leg in two places. He told me to quit going to those places. - Henny Youngman

Constant attention by a good nurse may be just as important as a major operation by a surgeon. - Dag Hammarskjold

If you're not paying for it through the health plan, you pay for it in the emergency room. - David Lehman

My doctor told me to stop having intimate dinners for four. Unless there are three other people. - Orson Welles

When you’re a nurse you know that every day you will touch a life or a life will touch yours. - Unknown

One of the tests of leadership is the ability to recognize a problem before it becomes an emergency. - Arnold H. Glasow

You might be a nurse if you firmly believe that "too stupid to live" should be a diagnosis. - Unknown

When I was born the Doctor took one look at my face, turned me over and said, "Look, twins!" - Rodney Dangerfield

If my doctor told me I had only six minutes to live, I wouldn't brood, I'd just type a little faster. - Isaac Asimov

I told my doctor I get very tired when I go on a diet, so he gave me pep pills. Know what happened? I ate faster. - Joe E. Lewis

A doctor who cannot take a good history and a patient who cannot give one are in danger of giving and receiving bad treatment. - Unknown

A doctor must work eighteen hours a day and seven days a week. If you cannot console yourself to this, get out of the profession. - Martin H. Fischer

When I was born the doctor came out to the waiting room and told my father, "We did everything we could... but he pulled through." - Rodney Dangerfield

A man who cannot work without his hypodermic needle is a poor doctor. The amount of narcotic you use is inversely proportional to your skill. - Martin H. Fischer

Paul Revere was warning the British about gun control, and George Washington apparently was crossing the Delaware to bomb an abortion clinic. - Bill Maher

Just be good and kind to your children. Not only are they the future of the world, they're the ones who can sign you into the nursing home. - Dennis Miller

The best way to meet a woman is in an emergency situation - if you're in a shipwreck, or you find yourself behind enemy lines, or in a flood. - Mark Helprin


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26-Sep-2018