Do You Have An HMO?

Explaining American health care plans


Q. What does HMO stand for?
A. This is actually a variation of the phrase, “HEY MOE.” Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

Q. I just joined an HMO. How difficult will it be to choose the Doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the Doctors in the plan. These Doctors basically fall into two categories - those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don’t worry; the remaining Doctor who is still in the plan and accepting new patients has an office just a half-day’s drive away.

Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.

Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don’t require any treatment.

Q. What happens if I want to try alternative forms of medicine?
A. You’ll need to find alternative forms of payment.

Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.

Q. What if I’m away from home and I get sick?
A. You really shouldn’t do that.

Q. I think I need to see a specialist, but my Doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you’re risking is the $20 co-payment, there’s no harm in giving him a shot at it.

Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.


QuotaBills
Caring is the essence of nursing. - Jean Watson

An operation of the most extreme daring. - Alfred Jodl

Nurses are the hospitality of the hospital. - Carrie Latet

Panic plays no part in the training of a nurse. - Elizabeth Kenny

A little chocolate a day keeps the doctor at bay. - Marcia Carrington

My doctor tells me I got a communications disease. - Archie Bunker

Never go to a doctor whose office plants have died. - Erma Bombeck

Never invest emergency savings in the stock market. - Suze Orman

Nursing would be a dream job if there were no doctors. - Gerhard Kocher

A hospital bed is a parked taxi with the meter running. - Groucho Marx

A half doctor near is better than a whole one far away. - German Proverb

I had plastic surgery last week. I cut up my credit cards. - Henny Youngman

A nurse will always give us hope,
an angel with a stethoscope. - Terri Guillemets

I've never had major knee surgery on any other part of my body. - Winston Bennett

The last mosquito that bit me had to check into the Betty Ford clinic. - Joanna Lumley

A good laugh and a long sleep are the best cures in the Doctor's book. - Irish Proverb

A hospital should also have a recovery room adjoining the cashier's office. - Francis O'Walsh

If you are too smart to pay the doctor, you had better be too smart to get ill. - African Proverb

The best doctors in the world are Doctor Diet, Doctor Quiet, and Doctor Merryman. - Jonathan Swift

First the Doctor told me the good news: I was going to have a disease named after me. - Steve Martin

No, Doctor, I don't want to grow young again. I just want to keep on growing old. - Madame de Rothschild

People pay the doctor for his trouble; for his kindness they still remain in his debt. - Seneca

I told the doctor I broke my leg in two places. He told me to quit going to those places. - Henny Youngman

A doctor can bury his mistakes but an architect can only advise his clients to plant vines. - Frank Lloyd Wright

If you're not paying for it through the health plan, you pay for it in the emergency room. - David Lehman

My doctor told me to stop having intimate dinners for four. Unless there are three other people. - Orson Welles

I wondher why ye can always read a doctor's bill an' ye niver can read his purscription. - Finley Peter Dunne

When I was born the Doctor took one look at my face, turned me over and said, "Look, twins!" - Rodney Dangerfield

The only equipment lack in the modern hospital? Somebody to meet you at the entrance with a handshake! - Martin H. Fischer

The Christian's Bible is a drug store. Its contents remain the same, but the medical practice changes. - Mark Twain

The road to medical knowledge is through the pathological museum and not through an apothecary's shop. - William Withey Gull

My illness is due to my doctor's insistence that I drink milk, a whitish fluid they force down helpless babies. - WC Fields

The trained nurse has become one of the great blessings of humanity, taking a place beside the physician and the priest. - William Osler

My doctor recently told me that jogging could add years to my life. I think he was right. I feel ten years older already. - Milton Berle

I've got a great doctor. He gave a guy six months to live. They couldn't pay his bill so he gave him another six months. - Henny Youngman

The Pentagon still has not given a name to the Iraqi war. Somehow 'Operation Re-elect Bush' doesn't seem to be popular. - Jay Leno

I went to the doctor because I'd swallowed a bottle of sleeping pills. My doctor told me to have a few drinks and get some rest. - Rodney Dangerfield

A man who cannot work without his hypodermic needle is a poor doctor. The amount of narcotic you use is inversely proportional to your skill. - Martin H. Fischer

Just be good and kind to your children. Not only are they the future of the world, they're the ones who can sign you into the nursing home. - Dennis Miller

The best way to meet a woman is in an emergency situation - if you're in a shipwreck, or you find yourself behind enemy lines, or in a flood. - Mark Helprin


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19-Jun-2019