Do You Have An HMO?

Explaining American health care plans


Q. What does HMO stand for?
A. This is actually a variation of the phrase, “HEY MOE.” Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

Q. I just joined an HMO. How difficult will it be to choose the Doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the Doctors in the plan. These Doctors basically fall into two categories - those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don’t worry; the remaining Doctor who is still in the plan and accepting new patients has an office just a half-day’s drive away.

Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.

Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don’t require any treatment.

Q. What happens if I want to try alternative forms of medicine?
A. You’ll need to find alternative forms of payment.

Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.

Q. What if I’m away from home and I get sick?
A. You really shouldn’t do that.

Q. I think I need to see a specialist, but my Doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you’re risking is the $20 co-payment, there’s no harm in giving him a shot at it.

Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.


QuotaBills
No doctor is better than three. - German Proverb

Caring is the essence of nursing. - Jean Watson

Time is generally the best doctor. - Ovid

An operation of the most extreme daring. - Alfred Jodl

The best doctor gives the least medicines. - Benjamin Franklin

The way a doctor writes out a subscription. - Archie Bunker

Nurses are the hospitality of the hospital. - Carrie Latet

My doctor tells me I got a communications disease. - Archie Bunker

Never go to a doctor whose office plants have died. - Erma Bombeck

Three out of four doctors recommend another doctor. - Graffito

After two days in hospital I took a turn for the nurse. - WC Fields

A half doctor near is better than a whole one far away. - German Proverb

The doctor is often more to be feared than the disease. - French Proverb

No man is a good doctor who has never been sick himself. - Chinese Proverb

Ireland is a fruitful mother of genius, but a barren nurse. - Unknown

A nurse will always give us hope,
an angel with a stethoscope. - Terri Guillemets

A woman doctor is only good for women's problems - like your groinocology - Archie Bunker

If you are too smart to pay the doctor, you had better be too smart to get ill. - African Proverb

There is nothing so strong or safe in an emergency of life as the simple truth. - Charles Dickens

Oh, when I was a kid, I was ugly. When I was born, the doctor smacked my mother. - Rodney Dangerfield

First the Doctor told me the good news: I was going to have a disease named after me. - Steve Martin

No, Doctor, I don't want to grow young again. I just want to keep on growing old. - Madame de Rothschild

People pay the doctor for his trouble; for his kindness they still remain in his debt. - Seneca

I told the doctor I broke my leg in two places. He told me to quit going to those places. - Henny Youngman

If you're not paying for it through the health plan, you pay for it in the emergency room. - David Lehman

You might be a nurse if you firmly believe that "too stupid to live" should be a diagnosis. - Unknown

In the sick room, ten cents' worth of human understanding equals ten dollars' worth of medical science. - Martin H. Fischer

I told my doctor I get very tired when I go on a diet, so he gave me pep pills. Know what happened? I ate faster. - Joe E. Lewis

My illness is due to my doctor's insistence that I drink milk, a whitish fluid they force down helpless babies. - WC Fields

Following his doctor's orders, Nikita (Khrushchev) has cut his drinking in half. He's leaving out the water. - Bob Hope

A doctor who cannot take a good history and a patient who cannot give one are in danger of giving and receiving bad treatment. - Unknown

Only one rule in medical ethics need concern you: that action on your part which best conserves the interest of your patient. - Martin H. Fischer

I've got a great doctor. He gave a guy six months to live. They couldn't pay his bill so he gave him another six months. - Henny Youngman

Let no one suppose that the words doctor and patient can disguise from the parties the fact that they are employer and employee. - George Bernard Shaw

A doctor must work eighteen hours a day and seven days a week. If you cannot console yourself to this, get out of the profession. - Martin H. Fischer

I recently went to a new doctor and noticed he was located in something called the Professional Building. I felt better right away. - George Carlin

The Pentagon still has not given a name to the Iraqi war. Somehow 'Operation Re-elect Bush' doesn't seem to be popular. - Jay Leno

I see God in every human being. When I wash the leper's wounds, I feel I am nursing the Lord himself. Is it not a beautiful experience? - Mother Theresa

When I was born the doctor came out to the waiting room and told my father, "We did everything we could... but he pulled through." - Rodney Dangerfield

The best way to meet a woman is in an emergency situation - if you're in a shipwreck, or you find yourself behind enemy lines, or in a flood. - Mark Helprin


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14-Dec-2019