Do You Have An HMO?

Explaining American health care plans


Q. What does HMO stand for?
A. This is actually a variation of the phrase, “HEY MOE.” Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes.

Q. I just joined an HMO. How difficult will it be to choose the Doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the Doctors in the plan. These Doctors basically fall into two categories - those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don’t worry; the remaining Doctor who is still in the plan and accepting new patients has an office just a half-day’s drive away.

Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.

Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don’t require any treatment.

Q. What happens if I want to try alternative forms of medicine?
A. You’ll need to find alternative forms of payment.

Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the Generic Medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.

Q. What if I’m away from home and I get sick?
A. You really shouldn’t do that.

Q. I think I need to see a specialist, but my Doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you’re risking is the $20 co-payment, there’s no harm in giving him a shot at it.

Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment by then.


QuotaBills
Society is a hospital of incurables. - Ralph Waldo Emerson

A young doctor makes a humpy graveyard. - English Proverb

An operation of the most extreme daring. - Alfred Jodl

The best doctor gives the least medicines. - Benjamin Franklin

The way a doctor writes out a subscription. - Archie Bunker

Panic plays no part in the training of a nurse. - Elizabeth Kenny

Care shouldn't start in the emergency room. - James Douglas

A little chocolate a day keeps the doctor at bay. - Marcia Carrington

The No. 1 cause of bankruptcies is medical bills. - Michael Moore

Never go to a doctor whose office plants have died. - Erma Bombeck

Three out of four doctors recommend another doctor. - Graffito

A hospital bed is a parked taxi with the meter running. - Groucho Marx

Ireland is a fruitful mother of genius, but a barren nurse. - Unknown

A doctor whose breath smells has no right to medical opinion. - Martin H. Fischer

About half my time is spent on business operation type stuff. - Mark Zuckerberg

Coward: One who, in a perilous emergency, thinks with his legs. - Ambrose Bierce

Chiropractor: A Doctor who works his fingers to the bone - yours - Daffynitions joe-ks.com

The patient is not likely to recover who makes the doctor his heir. - Thomas Fuller

The last mosquito that bit me had to check into the Betty Ford clinic. - Joanna Lumley

Stress is an ignorant state. It believes that everything is an emergency. - Natalie Goldberg

If you are too smart to pay the doctor, you had better be too smart to get ill. - African Proverb

Oh, when I was a kid, I was ugly. When I was born, the doctor smacked my mother. - Rodney Dangerfield

I'm not feeling very well - I need a doctor immediately. Ring the nearest golf course. - Groucho Marx

I have had my television aerials removed. It is the moral equivalent of a prostate operation. - Malcolm Muggeridge

My doctor told me to stop having intimate dinners for four. Unless there are three other people. - Orson Welles

A man has reached middle age when he is warned to slow down by his doctor instead of the police. - Unknown

My doctor gave me six months to live, but when I couldn't pay the bill he gave me six months more. - Walter Matthau

Finish last in your league and they call you idiot. Finish last in medical school and they call you doctor. - Abe Lemons

If my doctor told me I had only six minutes to live, I wouldn't brood, I'd just type a little faster. - Isaac Asimov

I have left orders to be awakened at any time in case of national emergency, even if I'm in a cabinet meeting. - Ronald Reagan

I'm planning to adopt a dog soon. It wasn't my first choice but my Doctor told me I can't have any biologically. - Bill Murray

A doctor who cannot take a good history and a patient who cannot give one are in danger of giving and receiving bad treatment. - Unknown

Only one rule in medical ethics need concern you: that action on your part which best conserves the interest of your patient. - Martin H. Fischer

I've got a great doctor. He gave a guy six months to live. They couldn't pay his bill so he gave him another six months. - Henny Youngman

Let no one suppose that the words doctor and patient can disguise from the parties the fact that they are employer and employee. - George Bernard Shaw

Once in your life you need a doctor, a lawyer, a policeman, and a preacher... but every day, three times a day, you need a farmer. - Brenda Schaepp

The Pentagon still has not given a name to the Iraqi war. Somehow 'Operation Re-elect Bush' doesn't seem to be popular. - Jay Leno

I went to the doctor because I'd swallowed a bottle of sleeping pills. My doctor told me to have a few drinks and get some rest. - Rodney Dangerfield

Paul Revere was warning the British about gun control, and George Washington apparently was crossing the Delaware to bomb an abortion clinic. - Bill Maher

My Doctor told me to watch my drinking. Now I drink in front of a mirror. I drink too much. Way too much. My doctor drew blood. He ran a tab. - Rodney Dangerfield


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26-Jan-2021